Our Fixed Deposit Account is tailored to satisfy both Corporate and
individuals.
Fill an account opening form.
Determine how much you want to deposit (minimum of N250, 000).
Choose the tenor of your investment plan (60 days, 90 days, 180 days or 365 days).
Make an online transfer or give a cheque
High interest rate ( higher than what is obtainable with the demand deposit products).
Can be used as collateral to access our loans
Interest rate is agreed.
Amount can be terminated before maturity. However, accrued interest
would be forfeited.
Your savings are fully insured by NDIC.
Minimum account opening deposit of N50,000.00
Minimum deposit tenor of six (6) months
Minimum total contribution of N300,000.00
Flexible contribution scheme (daily, weekly, monthly or one-off)
10% Per annum interest
Interest payment could be monthly or at tenor end
Basic HMO benefit for two
Health care benefit can be transferred to a beneficiary
Can serve as collateral for loan up to 75% of deposit position
Earn above savings account interest
Salary Earners
Upwardly Mobile Individuals
Entrepreneurs
Business Owners
Cash Deposit
Transfer to clients NUBAN account with Baines or Baines account in Stanbic
PAYSTACK direct debit mandate
