Whether you are planning to expand your business, pay your school
fees, house rent, and have an adventure on the island, we have got all the types
of Saving Accounts you need.
A recent passport photograph
Identification Card (Driver’s license, Passport, National Identity
Card, or Voter’s Card)
Public Utility Receipt (PHCN bill, water rate bill, tenement rate,
rent receipt) for either of the 3 latest months.
With Baines Credit Microfinance, you can choose between the individual or corporate current account packages that suit your needs best.
Baines Business Current Account : Open a Baines Credit Business Account by fulfilling all the registration requirements below to gain access to industry-based
financial services. You will have access to clearing cheques, Payroll Services, LPO or Contract Financing, Asset Finance, and POS Terminal.
You will also have access to DEBIT Card, Internet Banking,
and Mobile Banking.
This will suit your business’ short and long-term goals.
Baines Individual Current Account: Baines Individual Current Account is a Baines Credit
personalized account with varying financial services and
benefits.
Access to loan facilities.
Access to the internet and mobile banking.
Cheque lodgment allowed.
No restrictions on deposit amounts.
Third-party transactions allowed.
No restrictions on withdrawal.
Filled account opening form.
2 Passport photographs.
Valid identification card.
Utility bill not exceeding three months.
2 Account references.
Open an account with N10,000.00.
Frequency: It could be daily, weekly, or monthly.
No restriction on withdrawal frequency.
5% yearly interest rate.
Bainesave is a high interest-yielding account targeted at
helping customers to meet their financial targets, such as school
fees, house rent, weddings, automobiles, and so on.
Open an account with N10,000.00.
A minimum total contribution of N60,000.00 is required.
5% yearly interest rate.
Cash Deposit.
Transfer to clients NUBAN account with Baines or Baines account in Stanbic.
PAYSTACK direct debit mandate.
You will have access to basic healthcare through an
HMO for a year.
Interest is paid monthly.
Traders
Entrepreneurs
Artisans
Salary Earners
