Opening Hours: Mon -Fri, 8am - 5pm


Realize your financial Goal Open Baines Credit Savings Account

Whether you are planning to expand your business, pay your school
fees, house rent, and have an adventure on the island, we have got all the types
of Saving Accounts you need.

media_result_20220306_1cd3ca51-3f27-4192-b6ea-66a4e63183be 1
media_result_20220306_95c7d1bb-c592-4548-801a-312e3773e33d 1 1
media_result_20220306_5ccdda0a-3847-4dec-823c-5e4941866709 1
media_result_20220306_2b354a54-6584-44ad-9c93-1eeec84d6a16 1

Regular Savings

In rain and sunshine, Your Baines Credit Savings Account is at your Rescue. You can save anytime and from anywhere using Baines Credit App or any of our agents.


A recent passport photograph

¬†Identification Card (Driver’s license, Passport, National Identity
Card, or Voter’s Card)

Public Utility Receipt (PHCN bill, water rate bill, tenement rate,
rent receipt) for either of the 3 latest months.

Current Account

Our current account holders enjoy flexibility and control. You can
deposit and withdraw your funds at any time.

Want to enjoy flexibility and control on your account?

With Baines Credit Microfinance, you can choose between the individual or corporate current account packages that suit your needs best.

Baines Business Current Account : Open a Baines Credit Business Account by fulfilling all the registration requirements below to gain access to industry-based
financial services. You will have access to clearing cheques, Payroll Services, LPO or Contract Financing, Asset Finance, and POS Terminal.
You will also have access to DEBIT Card, Internet Banking,
and Mobile Banking.
This will suit your business’ short and long-term goals.

Baines Individual Current Account: Baines Individual Current Account is a Baines Credit
personalized account with varying financial services and


Access to loan facilities.

Access to the internet and mobile banking.

Cheque lodgment allowed.

No restrictions on deposit amounts.

Third-party transactions allowed.

No restrictions on withdrawal.


Filled account opening form.

2 Passport photographs.

Valid identification card.

Utility bill not exceeding three months.

2 Account references.


Open an account with N10,000.00.

Frequency: It could be daily, weekly, or monthly.

No restriction on withdrawal frequency.

5% yearly interest rate.


Your Short and Long Term Goals Are Assured Savings + 5% Interest rates +Free HMO

Bainesave is a high interest-yielding account targeted at
helping customers to meet their financial targets, such as school
fees, house rent, weddings, automobiles, and so on.


Open an account with N10,000.00.

A minimum total contribution of N60,000.00 is required.

Frequency: It could be daily, weekly, or monthly.

5% yearly interest rate.

All accumulated interest will be forfeited if you withdraw during the period of 6 months.

Collection Method

Cash Deposit.

Transfer to clients NUBAN account with Baines or Baines account in Stanbic.

PAYSTACK direct debit mandate.


You will have access to basic healthcare through an
HMO for a year.

A beneficiary’s medical benefits can be transferred to them.
It can be used as collateral for a loan of up to 75% of the deposit balance.

Interest is paid monthly.

BaineSave is for :




Salary Earners

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By visiting our website, you consent to the placement of cookies and beacons in your browser and HTML-based emails in accordance with this Privacy Policy