Baines Credit Microfinance Bank is a licensed microfinance bank in Nigeria.
And as a data collector, BAINES (“we” “us” “our”) is committed to
protecting and respecting your privacy. This policy sets out the basis on which
any personal data we collect from you, or that you provide to us, will be
processed by us. Please read the following carefully to understand our views
and practices regarding your personal data and how we will treat it. By visiting
“www.bainescredit.com” or downloading our BAINES and or BLINKCASH
APPS (“our site”) you are accepting and consenting to the practices described
in this policy. Please note that by clicking the “Connect with Facebook”
button you are agreeing that Facebook may share personal data held by them
with us. The collection and processing of your personal data is in accordance
with the National Information Technology Development Agency Act 2007
(the “Act”), Nigeria Data Protection Regulation 2019 (the “Regulations”) and
the provisions and prescriptions of Section 5; Part 1 and Part 2 of National
Information Systems and Network Security Standards and Guidelines.
Information we may collect from you
We may collect and process the following data about you:
1 . Information you give us:
You may give us information by visiting our site www.bainescredit.com or
downloading our Apps and by allowing us to access your information on
social media sites (including but not limited to Facebook, Twitter and
LinkedIn) or by corresponding with us by phone, e-mail or otherwise. This
includes information you provide when you register to use our site, apply for a
loan or any of our services, search for a feature (for example but not limited
to, loan amounts, currency, loan duration), your activity levels on boards or
other social media functions on the applicable social media sites, the
applications you use on social media sites, and when you report a problem
with our site. The information you give us may include your name, address,
e-mail address and phone number, login information for social
networking sites, financial and credit card information, personal
description, current and former places of employment, education,
names of colleagues, contacts and friends, photographs, and lists of
family members.
2 . Information we collect about you:
With regard to each of your visits to our site we may automatically collect the
following information:
i. Technical information, including the Internet protocol (IP) address used
to connect your computer to the Internet, your login information, browser
type and version, time zone setting, browser plug-in types and versions,
operating system and platform;
ii. Information about your visit, including the full Uniform Resource
Locators (URL) clickstream to, through and from our site (including date
and time); products you viewed or searched for; page response times,
download errors, length of visits to certain pages, page interaction information
(such as scrolling, clicks, and mouse-overs), and methods used to browse away
from the page and any phone number used to call our customer service
number.
iii. Anonymized repayment data.
